Meet the Advisors


Director of Healthcare & Wellness, Murphy Land & Retail

Alex is a results oriented real estate professional with over
15 years of proven success in healthcare and life sciences.
She works at Murphy Land and Retail Services as a broker
specializing in health and wellness. She represents both
buyers and sellers.


President & Founder, JSK Marketing
Jenn Kjellman is the President and Founder of JSK Marketing. With over a decade of experience in marketing and event planning, serving clients in various industries, Jenn’s passion lies in helping brands connect with and establish lifelong fans for their brand through a variety of marketing tactics, espcially as it relates to digital marketing. 


Account Director, Harden

Angela Flanagan is an Account Director within the Commercial Insurance Division at Harden, the largest comprehensive insurance, risk management, and employee benefits firm in the region. Angela has over 11 years of extensive insurance experience within the healthcare field, and specifically focuses on risk management for healthcare practices, hospitals, surgery centers, home healthcare, and skilled nursing facilities. Harden has been providing businesses with risk management solutions for over 65 years, and provides industry specialization within construction, healthcare, real estate, hospitality, and social services. Harden closely examines your organization to understand not only the insurance needs but also the enterprise risks. As a result, the programs we develop help lower the total cost of risk and diminish our clients’ exposure to unpredictability in the marketplace.


Vice President, Business Banking, First Citizens Bank
Margaret Lowinger, Vice President of Business Banking, is a seasoned banker at First Citizens Bank.  With a strong healthcare and professional services background, she can help guide businesses to determine where they want to go, how to get there and what resources they will need with regards to their financial objectives. Margaret has over 20+ years of experience providing world class service and solutions to customers.


Business Development Manager, Marand Builders

Ashley Szczukowski is Marand Builders’ business development manager for Northeast Florida. She has spent the past 18 years identifying and establishing relationships in Jacksonville, while creating and executing strategic plans for marketing, philanthropy and community leadership. With more than eight years of experience in the nonprofit arena and 20+ years in corporate, Ashley is a seasoned business development and sales professional with a focus on strategic relationship building and client relationship



REALTOR, Berkshire Hathaway

In today’s real estate market, you need to work with a professional who you can trust. As a proud member of the Berkshire Hathaway HomeServices network, I can provide the absolute finest service, dedication, and expertise possible to my clients. Whether you want to buy, sell, or rent in the residential or commercial arena—I can help you make your real estate investment a successful one. Armed with the right tools to support your goals, the platform is there for that winning deal. I am always ready to answer any questions you may have.


Wealth Management Advisor, Northwestern Mutual

Michelle Grippi Baker is a Wealth Management Advisor who

serves individuals and businesses in the healthcare industry. Michelle is an avid long-distance runner and brings her physical fitness mindset to educate her clients about financial fitness.



Shareholder, GrayRobinson, P.A. 
Rupa Lloyd is a shareholder at GrayRobinson, P.A., in both
its Gainesville and Jacksonville law firm offices. With nearly two decades of experience and a certificate in health law, and healthcare risk management,  she specializes in health care operational, corporate, transactional and regulatory matters.



Membership Manager, Duval County Medical Society

Shelly's focus at DCMS is on membership recruitment and retention. She is involved with membership renewals, membership benefit programs and establishing key relationships with medical practices and health systems in our community. Shelly started her career with FPIC, the largest medical malpractice company in Florida at that time, which was later acquired by The Doctors Company. She has spent over 20 years working with physician practices as well as county, specialty and state medical associations focusing on Organized Medicine. She has been a licensed insurance broker in the state of Florida since 2001 specializing in Medical Professional Liability.


Real Estate Agent, CARR

Dez Merrow is a real estate professional with over 30 years of experience in the healthcare field. Working for CARR Healthcare Realty, Dez is able to laser focus on the healthcare industry and apply her knowledge and expertise to assist all healthcare providers in locating and negotiating the perfect place for their startup, second, or satellite practice. She is able to offer lease renegotiation services that can save clients tens to hundreds of thousands of dollars over the term of their lease. As a tenant/buyer only representative, she doesn’t work for landlords or sellers, eliminating any conflicts of interest. What sets Dez apart from the rest? She does this all at no cost to her clients. 

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